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Representative Example for Hire Purchase (HP): Cash price £12,995.00, Annual Interest Rate (fixed) 5.18% p.a., with a representative 9.9% APR, total amount of credit £12,995.00, deposit of £0.00, an initial payment of £272.68, followed by 58 monthly payments of £272.68 with a final payment of £282.68, total amount payable is £16,370.80
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